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Achieve Independence By Setting Your Financial Goals

You must plan carefully and always return to your plan after the inevitable deviation.

I was in the park the other day and a young lady walked passed, pushing a pushchair with a cute baby asleep in it. As I watched them pass by, I started to think about the high dependency factor of human babies. They are totally dependent on whoever is looking after them. The only thing they do for themselves is breathe, pump blood around their little bodies and, well, pooh, wee and be sick. None of which they have a great deal of control over!

Now isn’t it a strange thing. The young of other species are much more self-reliant than the human baby. A newly born calf, for instance, can be up on its legs and tottering around in minutes of the birth.

The human baby, on the other hand, takes about three months before it can do the most rudimentary things for itself. And it takes several years for it to reach some form of independence. If the truth be told, I can’t see my two eldest children, well into their twenties, actually reaching independence in the true sense of the word for many years ahead!

Does independence come when a person reaches a certain age or status? No. Is anyone truly independent…ever? Probably not. But there are levels of independence depending on each individual’s circumstances.

We are all dependent on the person who pays for our everyday needs and desires. Whether or not this is an employer who pays you for the work that you do or a customer who pays you for delivering goods or a service, or whoever it is that supplies your money. Without that support, your life would be immeasurably more difficult.

So why do people strive to become independent?

Well, it’s probably the worry that the source of that life saving money may be cut off for whatever reason. Redundancy is now in the air as a threat to people’s way of living. But of course, many other things can threaten someone’s livelihood.

• If you fall seriously ill, you will more than likely be unable to work. A fall in your living standards is probably the consequence.

• If the company you work for becomes bankrupt, you’re unlikely to receive any golden handshake with the inevitable worry and fall in living standards.

• If your partner becomes so ill that you need to stay at home to look after him/her, life can be financially as well as emotionally difficult.

How can you prepare for these occurrences?

Well, the simple answer is to work for yourself from home.

This is about as close as most people get to independence. Of course, you’re still dependent on numerous people, but the thing about working for yourself from home is that you feel far more in charge of your own destiny. You can arrange your own work schedule. If you want to work, as I often do, at 3 o’clock in the morning, that’s fine, because you can stay in bed the next day if you want to.

You have to be focussed and disciplined, of course; otherwise you could slip into lazy habits and start struggling to make money. But if you can steel yourself against the many distractions you are bound to face, working from home has many advantages.

Now the Internet is a fantastic source of home work. Set up your own little office with your computer and internet connection and the world is your oyster! Sounds idyllic and if you plan things properly there’s no reason why you should not succeed.

What you need is a good plan along with a sense of direction.

Write down your goals….Long Term, Medium Term and Short Term.

Then break down the Short term goals into Monthly, then Weekly, then Daily activities that you are certain you can achieve.

Tie your Short term goals to your Medium term ones and then do the same for your Medium and Long term goals.

It’s like driving from say Brighton to Edinburgh. You probably could do it by just setting out and pointing the car in the rough direction of north. Use the direction of the sun and the prevailing winds and the North Star at night! It would take some time and a lot of false turns, but in the end, you should arrive in Edinburgh.

However, how much easier the journey is with a map and even easier with a Sat. Nav. You can make detours to explore something interesting on the way, but then you can return to your planned route and continue confidently on your journey.

That’s what your written goals can be. A map or plan of action. If you need to stop for a while and move sideways, that’s no problem, because you can then get back on course again by looking at your daily, weekly and monthly goals.

So, prepare carefully, plan wisely and set your goals.

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Your IQ is NOT a fixed number! Discover how to increase it.

To be honest, I used to think your IQ could not really be increased, that was until I started learning about the brain and psychology.

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The 3 key components are:

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* Ability to cope with everyday life
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Use Magnetic Goals to Earn More, Work Less, Eliminate Overwhelm

Answer these questions:

* Are you tired of worrying about the financial health of your small business?

* Are you certain you don’t want to get a “real” job but not sure how you will avoid needing one?

* Do you want to feel clear and confident about your decisions every day?

* Do you want to stay focused in a way that feels easy and natural?

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The Power Of Practicing Gratefulness by Josh Hinds

Have you ever noticed that we tend to attract into our life those things which we focus on most? Granted, that's not exactly rocket science, and more then a little obvious. That said, because it is true it only makes sense to give pause and really think about what it is that we want so we can lessen the possibility of ending up with a whole lot of what we don't desire.

Friend, if we want to experience a greater sense of fulfillment we need to really explore the things that we're grateful for. What I'm suggesting is really getting down to the nitty-gritty and looking back on the successes that you and I have experienced at different points in our lives.

The reality is if we're not careful it's very easy to look at our lives and miss out on the many achievements we have experienced. It's incredibly important to acknowledge our accomplishments because that is one of the main things that helps us grow our belief system—the same belief system that will allow us to overcome and conquer any and all future challenges which will come our way.

Here's a simple strategy to get in touch with the things you have to be grateful for:

Take a piece of paper and write down the things that you're thankful for—both past and present. Resist the urge you may have to edit out anything that comes to mind. Just write it down. simply practice free writing—simply write down what comes to mind—your past achievements no matter how menial they may appear in this moment. In reality each and every past accomplishment is incredibly important because in some way its helped to craft you into the amazingly talented person you are.

After you have written down your list of previous accomplishments from your life just read over it. Think back on each of those  positive experiences—reliving them as best as you can. Just close your eyes, take a deep breath and to the best of your ability think back on how great you felt for having succeeded in each of the past experiences you wrote down.

Take just a minute to remind yourself that you have everything you need to meet with success in all your current endeavors.

Look back on your list of achievements at the beginning of every day. Doing so can be a powerful source of encouragement and a great way to kick off your day.

Remember...It's your life, LIVE BIG!


Josh Hinds & Andy O'Bryan co-founded AudioMotivation, which includes success sessions with famous motivational speakers, trainers, business experts & best-selling authors.

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